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The Law Office of Jason Cline

Bankruptcy Law

Chapter 7 Bankruptcy – Debt Relief and Fresh Start

Chapter 7 bankruptcy provides a path to eliminate unsecured debt and pursue a fresh financial start. Often referred to as “liquidation bankruptcy,” this option helps individuals overwhelmed by credit card debt, medical bills, and other unsecured obligations find relief under U.S. bankruptcy law.


  • Eliminates most unsecured debts
  • Can stop creditor harassment and wage garnishments
  • Helps reduce financial stress and regain control of your finances


Attorney Cline evaluates your unique situation, explains exemptions available under New Mexico law, and guides you through the Chapter 7 process with experienced advocacy.

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Official Form 309I, a Chapter 13 Bankruptcy Case notice on paper, stacked in a file.

Chapter 13 Bankruptcy – Repayment Plan That Protects Your Assets

Chapter 13 bankruptcy allows individuals to restructure debt into a manageable repayment plan over 3–5 years while protecting key assets such as your home and vehicles. This option is particularly useful if you want to stop foreclosure, keep property, and work toward financial stability without liquidation.


  • Stops foreclosure and wage garnishments
  • Protects homes, cars, and essential property
  • Offers structured repayment tailored to your income


Attorney Cline explains eligibility, develops a repayment strategy, and represents you throughout the Chapter 13 process to help you achieve the best possible outcome.

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Why Choose the Law Office of Jason Cline

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Personalized Legal Strategy

We treat every case with individualized attention and clear communication.

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Experienced Representation

Jason Cline has over 20 years working with bankruptcy matters and foreclosure defense.

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Compassionate Support

We understand the stress of financial hardship and work to guide you through challenging legal processes.

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Focused on Your Future

Our goal is to help you protect what matters and rebuild toward a more secure financial future.

Ready to talk about your legal situation? Call (505) 595-0110 to schedule a consultation with Attorney Jason Cline and take the first step toward clearer financial solutions.