Law Office of Jason Cline

We focus on Chapter 7 and Chapter 13 bankruptcy for individuals and families in Albuquerque and surrounding areas. We’ll help you determine which type is right for your financial situation.

Chapter 7 bankruptcy eliminates most unsecured debt and is typically faster, while Chapter 13 allows you to restructure debt into a manageable repayment plan over 3–5 years. Attorney Jason Cline can help you choose the best path forward.

To qualify for Chapter 7, you must pass a means test based on your income and financial situation. We can help you evaluate eligibility during your consultation at our Albuquerque law office.

Chapter 7 cases typically take around 3 to 4 months, while Chapter 13 can last 3 to 5 years, depending on your repayment plan. Jason Cline provides guidance every step of the way.

Yes. Once you file for bankruptcy, an automatic stay goes into effect that legally stops collection calls, wage garnishments, and lawsuits. We’ll help you file quickly to get immediate relief.

In many cases, yes. New Mexico bankruptcy exemptions may allow you to retain key assets like your home or vehicle, depending on your equity and the chapter you file. We’ll explain all options during your case review.

Costs vary depending on your case type and complexity. The Law Office of Jason Cline offers affordable fees and transparent pricing to help make bankruptcy relief accessible in Albuquerque, NM.

Bankruptcy law is complex, and filing incorrectly can hurt your case. Jason Cline is an experienced Albuquerque bankruptcy attorney who will help you file correctly, protect your rights, and get the best outcome possible.

You can schedule a free consultation by calling our Albuquerque office or visiting our website at www.attorneyjasoncline.com. We’ll review your situation and explain your options clearly.